Listen up, you hardworking retirees who’ve paid into this system your whole lives—Medicare’s turning into a giant rip-off, and it’s hitting your wallet harder than ever in 2026. Part B premiums are jumping nearly 10% to $202.90 a month, up $17.90 from last year’s $185. That’s no small change when you’re living on a fixed income, and it’s way beyond any piddly cost-of-living bump from Social Security. Part D’s not far behind, with the national base premium climbing to $38.99 from $36.78, deductibles spiking to $615 from $590, and that out-of-pocket cap edging up to $2,100 from $2,000. The libs will tell you it’s all about “rising costs,” but pull back the curtain, and it’s clear: Your money’s being siphoned off to fund every pet project under the sun except the one that keeps you healthy. America First means putting our seniors first, not last in line behind the globalist giveaway machine. Time to drain this mess before it bankrupts the golden years.
The Part B Premium Hike: Not Just Inflation, It’s a Heist
That $202.90 monthly hit for Part B—covering your doctor visits, outpatient care, and all that essential stuff—is no accident. The deductible’s also climbing to $283, up $26 from $257, meaning you shell out more before Uncle Sam kicks in a dime. Officials blame it on “projected price changes and assumed utilization increases,” which is bureaucrat-speak for healthcare getting pricier and more folks using it. But dig deeper: Without a crackdown on overpriced skin substitutes—those fancy bandages that were bleeding the system dry—the premium jump would’ve been even steeper, about $11 more a month. Rising care costs and more medical services are the culprits, they say, outpacing Social Security’s 2.8% COLA that adds maybe $56 to your average check. For too many, that “raise” vanishes straight into higher premiums, leaving you treading water while the elites pat themselves on the back for “compassionate” policies that squeeze the little guy.
Part D’s Bitter Pill: Drug Costs Up, Thanks to “Reforms” Gone Wrong
Over on Part D, your prescription drug coverage, it’s the same story with a twist. That base premium’s up 6% to $38.99, but actual plan premiums are set to spike even more—some by $30 or more a month for a quarter of folks. Deductibles hit $615, and while there’s a cap on out-of-pocket spending at $2,100 (up 5% from last year), don’t celebrate yet. This mess stems straight from the so-called Inflation Reduction Act, that liberal fever dream that capped costs for some but shifted the risk onto insurers. Now, they’re jacking up premiums to cover their hides. Add in broader healthcare inflation, and you’ve got a recipe for pain. The government’s “premium stabilization” gimmick—subsidies to keep hikes in check—got scaled back, dropping from $15 to $10 a month per plan, with caps on increases loosening to $50. Result? Higher bills for you, while the fat cats in Big Pharma and insurance laugh all the way to the bank. And those negotiated lower prices on 10 drugs? Sure, they might save $1.5 billion in out-of-pocket costs, but that’s cold comfort when your monthly premium’s ballooning.
Subsidies Shrinking? Nah, It’s the Spending Spree Elsewhere
You didn’t misread—Medicare’s subsidies haven’t “dropped” in the sense of the government pulling back its 75% share on Part B or tweaking the formulas outright. What happened is total costs exploded, forcing premiums up to maintain that 25% beneficiary split. But let’s talk real: The money that could’ve kept your premiums down is getting redirected to every swamp creature’s fantasy. Trillions in deficits from the One Big Beautiful Bill Act? That’s speeding up Medicare’s trust fund insolvency, potentially triggering automatic cuts of $500 billion between 2026 and 2034 if Congress sits on its hands. Meanwhile, the feds are pouring $50 billion into rural health makeovers, closing loopholes on Medicaid provider taxes to “save” billions (but really just reshuffling the deck), and boosting HHS spending to $116.8 billion—up $210 million—while rejecting deeper Trump cuts.
Where Your Money’s Really Going: The America Last Agenda
Here’s the gut punch: While seniors scrape by, Washington’s priorities are crystal clear—and they’re not you. Defense gets a 13% boost to $1.01 trillion, border security a historic $175 billion shove. Fine, America First needs strong borders and military, but why’s healthcare getting shortchanged? Look at the discretionary HHS budget slashed to $95.4 billion from $128.7 billion in 2024, axing “wasteful” programs while funneling cash to niche nonsense like climate health primers and radical gender projects. Medicaid’s facing $911 billion in cuts over a decade, work requirements kicking in to boot 5.3 million off rolls by 2034, and immigrant eligibility tightened. Then there’s the global giveaways: Billions vanishing into Ukraine aid, green energy boondoggles, and propping up elite universities with their woke agendas. Your Medicare dollars? They’re subsidizing everything from hospital carbon emission reductions to telehealth pilots that sound great but pad the pockets of insiders. It’s a classic bait-and-switch: Promise reforms, deliver hikes, and spend the savings on pet causes that keep the donor class happy.
The Future Shock: More Pain Unless We Fight Back
If this trajectory holds, 2026 is just the appetizer. With an aging population demanding more care, costs will keep climbing, premiums following suit. The trust fund’s on thinner ice, and without real reforms—like cracking down on waste without gutting benefits—seniors will bear the brunt. But from an America First perch, this is fixable: Slash the foreign aid slush funds, end the endless wars draining trillions, and redirect it all to shore up Medicare. No more blank checks for illegals or climate cults—put our elders first, where they belong. The Red Dragon might be wheezing overseas, but here at home, the Medicare monster’s just getting started. Time to grab the pitchforks and demand better, folks, before your retirement nest egg turns into bird feed.